How it works
A clearer sequence from listing to release conditions.
NyumbaTrust is designed to make transaction and construction workflow states visible to the people responsible for them.
Property transaction flow
A listing moves into negotiation, reservation, and escrow instead of relying on ad hoc side-channel coordination.
Property listing
A seller or owner creates and publishes a listing inside the governed marketplace workflow.
Offer
A buyer submits an offer and negotiation stays attached to the property record.
Reservation
Accepted offers move into reservation so the deal can proceed with clearer exclusivity.
Escrow
Protected escrow workflow tracks transaction progression through funded and active states.
Construction and payout flow
Project work advances through milestone evidence, inspection, approval, payout processing, and retention timing.
Project
An owner creates the project and defines the operating structure.
Milestone
Work is broken into governed payout checkpoints.
Evidence
The contractor submits proof of completed work against the milestone.
Inspection
An inspector verifies the work before approval.
Approval and payout
Approved work flows toward disbursement and settlement tracking, including retention timing where configured.
Who does what
Each role has a defined responsibility.
The platform does not ask everyone to approve everything. Each role is expected to perform the actions attached to its responsibility.
Buyer
Browse listings, submit offers, and track escrow progression once a deal advances.
Seller
Create listings, review offers, and monitor accepted deal progression.
Owner
Create projects, assign participants, define milestones, and approve payout readiness.
Contractor
Submit milestone evidence for completed work.
Inspector
Review and complete inspections that determine whether work can proceed.
Admin
Inspect operational health, queues, settlements, and audit records.